My name is Dhruv Talati, Ive played sports for nu Essays - Cricket

My name is Dhruv Talati, I've played sports for numerous years - I started tennis since the age of 3 until last year, and cricket just two years ago. I also played some badminton, table tennis, football, hockey and swimming across the years of my life before high-school! I loved tennis amazingly when I was young, I always put my whole heart into every single thing related to tennis. Then the chance of my life came knocking on my door when I was only 6 years of age; Compete Tennis, an elite tennis, asked me to join them. It was an immense boost me: from once a week club tennis I had 2 tournaments, 3 compete tennis training days and 1 private training session- all in a week! Unfortunately, I was told that I was lacking in physical strength and it would be fatal in the future so, reluctantly, I stopped tennis and exchanged it for cricket. At first, cricket was a nightmare as I was really bad at the game but gradually I improved my technique and was not scared of faster bowlers. Eventually, my heart went away from tennis and placed itself on cricket! Before I knew it I had started private training sessions. As my game improved I joined a club called Ilford Cricket Club, but as they were an advanced team they didn't give me a chance. This dilemma ended when I joined Fenford. Fenford were a skilled team of brilliant players but they all needed a back-bone, someone to get the base of the runs, they were really eager to give a chance to anyone. So I went to Fenford and I found myself as the backbone and before I realised I was the highest run scorer for Fenford! Fenford then considered me as an elite player'. Elite player' was a high performing players from the club (most of them were my friends). I mastered the basics of cricket and I even learnt high-level technique, and after rigorous training I got into Met District Cricket. My parents noticed I was getting bored in the holidays so they suggested I should do an IQ test called Mensa. They said my friend had achieved a big score in the test. So I agreed to do the test. I really enjoyed the revision, the online practise tests were much better than written tests. The book where most of my revision came from was the GMAT books - while it was challenging it was amazingly fun, as the questions made it relating to real life and real incidents - and some questions where fiction! Then came the day of the test I thought it would be a hall as big as the whole of ICHS, but it was smaller than a normal room in ICHS! There were a big number of adults and there was only one other child than me! I found the test comparatively easy to the 11 plus exams, but a bit harder than the SATs - the only thing that made the test a challenge was the duration of how long we had to complete a section. Surprisingly, I got a 162 (highest possible score) in my weakness verbal reasoning!

Compare and contrast St Johns proposal to Jane with that of Rochesters and the effect they have on Jane Essays

Compare and contrast St Johns proposal to Jane with that of Rochesters and the effect they have on Jane Essays Compare and contrast St Johns proposal to Jane with that of Rochesters and the effect they have on Jane Paper Compare and contrast St Johns proposal to Jane with that of Rochesters and the effect they have on Jane Paper In the novel Jane Eyre the main character Jane gets involved in some bizarre circumstances. Two not so different men propose to her even though the proposals are very different and elite. St Johns proposal can be characterized as unromantic and oppressing since he practically forces Jane to marry him. From the other hand Rochesters proposal is quite romantic and witty. With a clever way and games Rochester manages to propose to Jane and to get the answer he wanted to hear. In St Johns proposal Jane reacts negatively. She refuses and keeps refusing since St John doesnt take no for an answer and he keeps on dragging the proposal. In Rochesters proposal Jane is very passionate. She wants to cry and feels tortured by Rochesters mind games. She also tortures Rochester but at the end she falls in his arms. From the very beginning St Johns proposal seemed oppressing. St John as he starts his proposal he is being presumptuous. He asks Jane what does her heart tells her and when Jane says her heart is mute. St John responds to that by telling her will speak for her heart. That answer is presumptuous and selfish. How can he expect to win a womans heart with that behavior? . Throughout his proposal St John is passionate and talks with great zeal for God, heaven etc. This behavior suffocates Jane bringing her to the point of asking for mercy. St John tells her that God needs her and he is testing her faith to God. St John talks to Jane like she doesnt have a mind of her own. He bases his whole proposal on the fact that Jane is the right person for a missionarys wife. St John is self-interested and pressures Jane. He says he claims her. For every negative answer by Jane, St John seems to have planned what to say next. He is calculative. He logically counterbalances Janes arguments. St John is cunning and persistent. He doesnt give up with Jane. St John supports his answers and points by using the Bible and generally God. He uses God also to test Janes faith and obedience to Him. He is cruel and pushes Jane knowing Janes belief in God. St John has been observing and studying Jane to see if she is right for the job. St John planned everything from the very beginning. As St John keeps going on with his proposal, he is pushing Jane against a wall and she cant escape. Jane feels powerless and weak. She feels she cant fight him. St John is very unromantic. He doesnt have a husbands heart and Jane acknowledges that making her mote not wanting to follow him to India. Jane keeps thinking the whole matter in her head and comes to the decision of going with St John as his sister. But St John refuses and says their union must be concealed by marriage or it cant exist. St John uses emotional blackmail that tortures Jane mentally. He wants to marry Jane so he can influence her life till her death. The whole thing is a matter of control. The more he speaks the more Jane feels his influence on her. She feels like she cant do anything to escape. St John is arrogant. He strongly believes Jane should become a part of him. This is what he wants and this is how he wants it. Jane reacts to all these in a passionate and outspoken way. She is not prepared to be controlled or oppressed by anyone. This incident brings up to the surface the character of Jane. She scorns St Johns idea of love and she scorns St John himself. She is direct and unconventional and opinionated. St John wants to marry Jane not on the idea of love but on the idea that he has to because of obedience to God. Certainly a woman wouldnt want to get married under those ideas and motives. St John uses no logic and he doesnt make sense. Mr. Rochesters proposal was indeed different from St Johns and Janes reactions are different. Rochester is romantic, he proposes to Jane in a romantic environment. He teases and plays with her telling her she must leave soon so he can get married. That was quite a blow for Jane but she didnt let that get to her. She remained calm. Rochester continued his teasing and tells Jane she could go work in Ireland taking care the five daughters of Mrs. Dionysious OGall of Bittermatt Lodge. It is quite humorous for the reader but torturous to Jane. Jane is severely wounded by the teasing. Jane wants to sob but she doesnt. She remains strong. Rochester makes his proposal challenging and provoking for Jane. He deliberately provokes Jane to encourage her to confide in him what she really feels. Rochester is intelligent. He soon changes his attitude and says to Jane if she leaves hell bleed from the inside and die. Jane is passionate and vehement in this proposal. She is honest to Rochester and tells him why she is so sorry to leave Thornfield. She was never undermined in Thornfield and she felt equal there. Also she is frightened to leave Rochester. Jane in a way explodes here after Rochester teases her. Janes passionate character is revealed. She points out to Rochester that she is not an automaton a machine. She has feelings too even if she is poor. Mr. Rochester after he debates with Jane to tell her how much she means to him he finally pops the question. Jane then mocks and tortures Mr. Rochester too by telling him she doesnt trust him at all. Rochesters proposal has passion and lots of romance. This is how a proposal should be but also it is an original one like St Johns. Both proposals have unique and elite characteristics. St John bases his whole proposal not on love but God and Rochester teases painfully Jane. Janes reactions are similar in the two proposals. She is passionate, outspoken and direct in both proposals.

Barcode Scanners and Smart Cards

Barcode Scanners and Smart Cards Introduction In an age of technological revolution, the use of information systems in computers has become essentially paramount and the overwhelming vast majority of major supermarkets worldwide has become dependant on it, the consumer demands speed and convenience and the supplier has a strong emphasis on accuracy and providing those needs that inevitably cannot be displaced, only to become better at the least, which has been happening through time. The consumer as well as the supplier needs a method where a product can be instantly recognised, and deliver an on the spot price as well accumulate more than one product not to mention information that both parties can benefit from, and not to mention be rewarded for their loyalty in recognition of their custom. The use of technology in the business sector in the supermarket chain cannot be declared such a name without such a system; however this report is not to testify its perfection, but more to exemplify its reliability, importanc e and future advancements. Why Barcode Scanners? All products to be sold in a supermarket has a barcode embedded on it NO exception, this resembles vertical black lines and a row of numbers, a barcode scanner is a computer peripheral for reading the barcode printed on those surfaces, it is connected to a computer that indentifies what is being scanned and displays on screen the information stored about that particular image and number which is required in a store. The most common scanner used but not necessarily the best is laser scanners, that uses a beam to capture the image and process it. It is believed the essential reason for using a barcode scanner is accurate accumulation of multiple items scanned. Barcode scanner are not limited to the cashiers section for the sake of buying goods and simply checking out, there are anti-theft devices on many supermarkets on the store exit, so if one were not to pay for an item, the anti-theft barcode reader would pick up an items barcode as unregistered on the database or simply put paid for. With today’s advancements there are also self checkout spots were the consumer can simply scan the items themselves, so it’s quite obvious the wonders of barcode isn’t quite going anywhere. Why Smart Cards? Smart cards in supermarkets usually are used as a loyalty scheme. A loyalty scheme is when the consumer gets points for purchases and gets rewarded with coupons or discounts for future purchases. In some cases you may have to reach a certain limit before you are entitled to use your reward. A smart card is like a credit card in shape and its size, smart cards have an embedded microprocessor, and it is under a gold pad on the front of the card, although magnetic strips are still used and popular. It can store the consumer’s details and products purchased if it were to be ready available. Having a smart card is optional but it is beneficiary as you can gain points, which will be stored on the computer system. It also worth noting, not only it inputs data into the smart chip as well as on the central computer, it can also be edited, or certain numeric information deducted in others words points in exchange for rewards

Leadership Essay Example | Topics and Well Written Essays - 1500 words - 1

Leadership - Essay Example Based on this particular aspect, graduate schools have become increasingly focused on developing the leadership qualities of the students who are to be the upcoming employee generation in the global workplace (Jackson, 2009). Nevertheless, as leadership is termed to be more of an art rather than a science, it is essential to identify the personal limitations and development needs which should be managed accordingly to exemplify superior leadership capabilities in the practical scenario (Goleman, 2012). Based on these aspects, the discussion henceforth will aim at describing four skills area which I need to develop to grow as an effective leader in future. The description will be followed by a development plan which I think might be beneficial in my overall development as a leader. Four Skill Areas to Work On It is quite necessary to understand the concept of leadership and obtain a generalised view regarding the qualities that should be possessed by a leader prior to the elaboration and justification of the skills areas which I need to develop in order to become an effective leader. ... It is also related with social and philosophical dimensions of management in accordance with various business and non-business environments. In the words of Lubitz (2008, p.63), â€Å"Leadership is, therefore, never a straightforward task: it involves a set of complex skills whose employment is contingent on the level at which leadership is practiced, its place within the chain of task execution, and the nature of the task at hand.† Thus, it can be affirmed that leadership is a situational phenomenon where individual skills play a major role in depicting the effectiveness of such practices (DeRue & Ashford, 2010). From a generalised point of view, leaders in the contemporary context are required to possess various skills which accumulatively intend to enhance the qualities of the professionals and thus reward increasing efficiency (Campbell, Hays, Core, Birch, Bosack, & Clark, 2011). As stated by Klingborg, Moore and Varea-Hammond (2006), leaders in today’s contemporary era should possess organisational skills, learning skills, motivating skills, creative skills, critical thinking abilities as well as forward thinking and problem-solving skills. These skills are expected to augment flexibility among leaders to adapt changes and steer the team towards improvement. Another most significant ability which should be possessed by a 21st century leader is regarded to be the communication skills. As indicated by Decker (2006), effective communication not only assists in developing the team in a consistent manner but also helps to develop a mutual relationship and a stronger influence as well as control over the team performances. After learning about the skills required to be established as an effective

Exclusion from the Mainstream Term Paper Example | Topics and Well Written Essays - 750 words

Exclusion from the Mainstream - Term Paper Example The purpose of this paper is to examine how themes of heterosexuality and homophobia can also be present in queer films, and how homosexuals have been continuously demonized and marginalized in films, thus promoting a deeper sense of homophobia in the society and reflecting how widespread the social institutions believing in the sexual norms are. The approach of looking into theories of social deviance in relation to sexuality in queer films can aid in refocusing on the issue of social stigma and exclusion from the mainstream. Degradation in Mainstream and Queer Films While it is true that there will always be great films, a lot of those that reached blockbuster success portray gay characters in a supporting role, usually as a friend of the female lead character. While there is nothing wrong with supporting roles, sometimes, these gay characters are not fully developed in the film and are used as a of parody of the homosexual stereotypes that, ironically, have been fought by several organizations over the years. Despite the good intentions of the film, degrading the role of these gays into something to stir laughter due to their â€Å"homosexual† antics is something that is not right. This dos not happen in mainstream films only. Even in queer films such as â€Å"The Birdcage,† some of these homosexual parodies can be observed. For example, in the film's last part where the gays are dancing to the song â€Å"Macho Man,† it can immediately be felt that it is meant to be a joke that â€Å"macho† and gay are two terms that cannot come together. Even though the film is really all about the the message that gays should be treated equally, resorting to using the stereotypes for laughter defeats the overall message. Another example of this is â€Å"Brokeback Mountain,† where homosexuality is supposedly â€Å"celebrated† judging from the way the public acknowledged the film. However, how are the gay men portrayed in the story? They are shown as â€Å"queer† --- people who cannot be accepted in the mainstream, the â€Å"other.† Even homosexuality here is shown as something shameful and to be kept secret. Such films do not really bridge the gap of inequality between the heterosexuals and the homosexuals. Queer films actually do not advance the idea that homosexuals are equal to their heterosexual counterparts. They just breed a what can be called â€Å"understanding† towards homosexuality, but they do not really allow the mass audience to relate to them. They do not treat the idea of homosexuality as something normal, but as something that invokes pity. Heavenly Creatures To further expound on this idea, a recently viewed film entitled â€Å"Heavenly Bodies† will be discussed. This film is based on a true story of two teenage girls who committed murder in 1954. The story is about Pauline and Juliet, the two teenage girls who are involved in a â€Å"strange† relationship th at is viewed as homosexual (lesbian) by the people around them. The two girls are shown as the exact opposite of the other --- Juliet being extrovert, and Pauline being introvert. Despite being based on a true story, one cannot help but notice how the â€Å"weird† details of these two girls are played up in the story. It has been mentioned earlier that homosexuals have been continuously demonized and marginalized in films, and this is observed in this

Business Applications Case Essay Example for Free

Business Applications Case Essay Chapter 1. 5. What does the statement â€Å"costs can be assets or expenses† mean? 6. Why are the salaries of production workers accumulated in an inventory account instead of being expensed on the income statement? 7. How do product costs affect the financial statements? How does the classification of product cost (as an asset vs. an expense) affect net income? The following information was taken from the 2008 and 2009 Form 10-Ks for Dell, Inc.Required a. Explain whether each line of information in the table above would best be described as being primarily financial accounting or managerial accounting in nature. b. Provide some additional examples of managerial and financial accounting information that could apply to Dell. c. If you analyze only the data you identified as financial in nature, does it appear that Dells 2009 fiscal year was better or worse than its 2008 fiscal year? Explain. d. If you analyze only the data you identified as managerial in nature, does it appear that Dells 2009 fiscal year was better or worse than its 2008 fiscal year? Explain| Chapter 2 10. How is the relevant range of activity related to fixed and variable cost? Give an example of how the definitions of these costs become invalid when volume is outside the relevant range. 12. When would the high-low method be appropriate for estimating variable and fixed costs? When would least-squares regression be the most desirable? 13. Which cost structure has the greater risk? Explain. Chapter 3 6. When would the customer be willing to pay a premium price for a product or service? What pricing strategy would be appropriate under these circumstances? 7. What are three alternative approaches to determine the break-even point? What do the results of these approaches show? 8. What is the equation method for determining the break-even point? Explain how the results of this method differ from those of the contribution margin approach. Chapter 4 10. Why are some manufacturing costs not directly traceable to products? 11. What is the objective of allocating indirect manufacturing overhead costs to the product? Chapter 5 1. Why did traditional costing systems base allocations on a single companywide cost driver? 2. Why are labor hours ineffective as a companywide allocation base in many industries today? 3. What is the difference between volume-based cost drivers and activity-based cost drivers? 4. Why do activity-based cost drivers provide more accurate allocations of overhead in an automated manufacturing environment? 5. When would it be appropriate to use volume-based cost drivers in an activity-based costing system? ATC 5-4Writing AssignmentAssessing a strategy to control quality cost Lucy Sawyer, who owns and operates Sawyer Toy Company, is a perfectionist. She believes literally in the â€Å"zero-defects† approach to quality control. Her favorite saying is, â€Å"You cant spend too much on quality.† Even so, in 2010 her company experienced an embarrassing breach of quality that required the national recall of a defective product. She vowed never to repeat the experience and instructed her staff to spend whatever it takes to ensure that products are delivered free of defects in 2011. She was somewhat disappointed with the 2011 year-end quality cost report shown here. Although external failure costs had declined, they remained much higher than expected. The increased inspections had identified defects that were corrected, thereby avoiding another recall; however, the external failure costs were still too high. Ms. Sawyer responded by saying, â€Å"We will have to double our efforts.† She authorized hiring additional inspectors and instructed her production supervisors to become more vigilant in identifying and correcting errors. Required Assume that you are the chief financial officer (CFO) of Sawyer Toy Company. Ms. Sawyer has asked you to review the companys approach to quality control. Prepare a memo to her that evaluates the existing approach, and  recommend changes in expenditure patterns that can improve profitability as well as increase the effectiveness of the quality control system. Chapter 6 7. What is an opportunity cost? How does it differ from a sunk cost? 8. A local bank advertises that it offers a free noninterest-bearing checking account if the depositor maintains a $500 minimum balance in the account. Is the checking account truly free?

Going to Sell Your Websites? - What are they Really Worth? :: Sell Websites Buy Websites

Going to Sell Your Websites? - What are they Really Worth? Reprinted with permission of VotanWeb.com There may be no topic more controversial or misunderstood as the website valuation, also known as a website appraisal. Although they're especially useful for website owners contemplating the sale of their websites, valuations are seldom commissioned by sellers at all--since most are convinced that nobody knows their website’s value better than they do. And while valuations can also have an enormous impact on strategic planning, they're typically overlooked there, too. Most website owners choose to pay for a formal valuation only when they absolutely must--usually when a financing or other kind of transaction requires one. Pricey though they may be, website valuations can and should be used at key stages in any website's development. The thing to keep in mind is that when you own a private website, no one can look up its value in a newspaper. So when circumstances require that kind of information about a private website, its owner must hire someone to perform a study of its value that is logical and defensible. The determination of a website’s value will be based on an analysis of all kinds of information, such as historical profits, other financial records, the customer base, security controls, competitive details, and much more. The results can be well worth the costs. Just consider the financial risks entrepreneurs run, for example, if they give a website to their children as part of a long-term estate-planning strategy--only to have the IRS step in years later and challenge the claimed taxable value of the gifts. The IRS will always start out from the premise that your website is worth the highest possible number. Unless you've got a good, defensible valuation to back up your claim of a lower value, you can face real difficulties. Don't expect the IRS to accept a defense based only on the so-called valuation rules of thumb, the industry guidelines that sometimes appear in textbooks or websites. Rules of thumb are nothing more than the roughest of starting points.

Business Valuations

Q1. Which of the following is the correct formula for Market Capitalization? (MCQ)Previous share price Ãâ€" Number of issued sharesCurrent share price Ãâ€" Number of issued sharesPrevious share price Ãâ€" Number of issued preference sharesCurrent share price Ãâ€" Number of issued convertible shares(2 marks) Q2. Statements given below relate to asset-based valuation for equity. Select appropriate types of asset-based valuation. (HA)Historic Cost Values are easily available BOOK VALUE NET REALISABLE VALUE REPLACEMENT BASISMaximum Cost to be paid for assets by a buyer BOOK VALUE NET REALISABLE VALUE REPLACEMENT BASISAsset Stripping BOOK VALUE NET REALISABLE VALUE REPLACEMENT BASIS(2 marks) Q3. Given below is summary of Vento Co.'s balance sheet: Assets $m Financed by $mNon-current assets 8 $1 Ordinary shares 1Net-current assets 4 Reserves 6- – Loan notes 5Total 12 12Non-current assets include Bulldozer which cost $7m when it was purchased five years ago when it had a useful life of ten years. The company's depreciation policy is on a straight-line basis. These assets were valued $2m by a professional. What is the value per share using NRV basis? (MCQ) $5$5.25$5.5$5.75(2 marks) Q4. Following statements relate to asset-based valuation. (HA) It ignores intangible assets DRAWBACK USEFULNESSIt ignores cash flows from the assets DRAWBACK USEFULNESSTo set a minimum price in an event of a takeover DRAWBACK USEFULNESS(2 marks) Q5. A Target company's dividend per share is $0.3/share ; its competitor has a dividend yield of 8%. Calculate the target company's share price? (FIB)4114804699000$ (2 marks) Q6. Dosed Co has an earnings yield of 17%. Calculate the value of the Dosed Co. based on the present value of the expected earnings? Using the following information given below: (MCQ)Year 1 2 3 4Earnings ($m) 3.4 3.9 4.1 4.5$26.47m$45.9m$62.5m$68.625m(2 marks) Q7. Cato Co. has been open for bidding and it currently has earnings of $3.5m and has 1 million shares in issue & Cato Co. has a current share price of $11 in the market. Calculate the earnings yield of Xerox Co, a business in the same industry sector? (MCQ)3.5%11%31.8%35.3%(2 marks) Q8. VV Co. has price/earnings ratio of 15 and it's industry competitor Kato Co. has an earnings yield of 20%. If assumed, a share price of $1. When comparing VV Co. to Kato Co, which of the following is correct? (HA)Earnings Yield HIGHER LOWERPrice/Earnings Ratio HIGHER LOWER(2 marks) Q9. Ivo Co has made an offer to buy two of its every three shares of Rico Co. Due to this merger, there is a chance that earning after deduction of tax will increase by $10m per year. Assuming that Ivo Co share price increases by $0.5 after its merger and Ivo issues new shares as consideration. What will be the price/earnings ratio of the group using the following information to nearest two decimal places? (FIB)Ivo Co. Rico Co.Profit after Tax $150 $40Market Share Prices $2.5 $1.2Number of shares 200m 60m901702476500(2 marks) Q10. Which TWO of the following are the problems relating to Price/ Earnings ratio? (MRQ)Quoted companies with similar business activities are difficult to findNot applicable for those who do not prefer paying dividends Represents historical costListed company's capital structure might differ from unlisted company's(2 marks) Q11. Yugo Co is acquiring Lotto Co. Yugo Co cost of acquisition at the time of acquiring Lotto Co.'s 20,000 shares will be $400,000. The cash flows are as follows: Year 20X3 20X4 20X5 20X6Cash flow ($) 170,000 235,000 200,000 85,000The weighted average cost of capital for the company is 10%. Calculate the share price of Lotto Co using discounted cash flow? (MCQ)$7.5$7.84$8.20$8.61(2 marks) Q12. Hath Co. has a future dividend forecast: In the current year and the first year, there will be no dividend paid. In year two a dividend of $0.36/share will be paid. In year three a dividend of $0.75/share will be paid and it will grow at 2% every year. If the cost of equity is 8% what will be Hath Co. current share price to the nearest $? (FIB)3613152286000$ (2 marks) Q13. Bitola Co is financed using equity only. The company has just paid the dividend of $80m and the earnings retained and invested were 55%. The investment returns 27% and cost of equity is 18%. What is the market value of the company? (MCQ)$2,917m$3,023m$3,487m$3,716m(2 marks) Q14. Dividend growth model takes many assumptions into account. Select the assumptions from the given statements? (MRQ)The estimates of future dividends and the cost of capital are accurateAll investors are homogenous Influential factors of the market are incorporated in the share price The dividend grow constantly or not grow at all (2 marks) Q15. Which of the following statements is a disadvantage for dividend growth model? (MCQ)The growth rate in the market is equal to the growth used in dividend growth model The cost of equity used is an estimate of a capital asset pricing modelThe method is applicable to all companies even if they don't provide dividendsThe dividends paid by the company are perpetual (2 marks) Q16. A firm has an issue 15% preference shares with a nominal value of $1 each. Currently, the required return of preference shareholders is 25%. The corporation tax is 30%. What is the value of a preference share? (FIB)3714753873500P0 (2 marks)144653070104000 Q17. Jorum Co has issued irredeemable loan notes with a coupon rate of 8%. If the required return of investors is 2%, what is the current market value of the debt? (FIB)Market Value ($) (2 marks) Q18. B4U Co. has 11% redeemable bonds in issue having a cost of debt of 16% before tax. The tax rate in the market is 27%. If the bonds are redeemed in six years' time at a premium of 6% above the par value. Calculate the market value of the bond? (MCQ)$69.35$76.12$84$103.2(2 marks) Q19. Curry has in issue 12% bonds with total nominal value $100,000 and a total redemption value $90,000, with interest payable quarterly. The cost of debt on the bonds is 12% annually. The bonds are redeemable on 31st March 20X2 and it is now 31st December 20X0. Calculate the market value? (FIB)14770102159000Market Value ($) (2 marks) Q20. A 6% redeemable loan note in Voltage Co is due to mature in four years' time at a premium of 10%. It can be converted into 15 ordinary shares at the same time. Voltage Co pays a tax rate of 25%. Its current share price is $4.65 and growth is expected at 8%. If the shareholders require 10% return what is the market value? (MCQ)$51$75.13$94.15$110(2 marks)

Analyze the Effect of Education on the Development

Analyze the Effect of Education on the Development of Countries Education can teach us how to be a real man, how to get along with others in the society and also can make talents to let countries’ power stronger. Education can have significant effects on the development of a country. It is mainly reflected in three aspects. The first is the economic growth, the second is the population and employment in society and the third is stability and fair in politic. In addition, this essay will also show education of different levels has impacts on different aspects of different countries. Universal education has a significant effect on developing economy growth of countries. Developed educational system is better than undeveloped educational system to economic increase. An example of successful developed educational system can be found in China and India. More than 30 percent population of the world lives in China and India totally, and most of them are still stay in poverty. Facing such a large problem, Chinese government enacted Nine-Year Compulsory Education Policy to improve the quality of primary education, and Indian government provides more educated chances for girls and women. With more and more people being educated, the economy of two countries increases dramatically. One of the reasons is that educated farmers who can read the agriculture instructions get more skills to farm well, which results in a growth in agricultural productivity (Brown, 2008). These educated farmers know how to water, apply fertilizer more efficiently, and finally they harvest more crops which results in a higher income. Dollar and Gatti’s research (1999) illustrates that increase one percentage point chances for women with secondary education results in a 0. percentage points for a country’s annual per capita increase. To sum up, it would appear that economic growth and developed education system cannot be separated. The more investment in education system, the more positive influences be reflected in the economy increase. Compared with developed education system, undeveloped educational system has an opposite consequence that is economy decline. Firstly, children who are not educated as well as their children will stay at low class, which is the reason why the gap between poverty and wealth becomes wider. Naturally, if a country has a large amount of destitute people, the economy is decreasing (Brown, 2008). Next, it is unreasonable for government to pay less attention to education, because there is a close connection between less education, poverty and instability. Nobel Prize-winning economist Amartya said (2008):†Illiteracy and innumeracy are a greater threat to humanity than terrorism. † That means no education is a source of instability. It is possible that most violence and conflicts are caused by the poor, because they are lacking of food, clothes, fresh water and their homeland. They do not have enough knowledge to protect themselves and they do not know where they can get justice. Finally they will have to take such violent means to seek their own interests, and it leads to serious consequence, such as the war. The two different countries that conduct different education systems have opposite results in higher education. Mauritius is a small island which is connected with Tanzania surrounded by the Indian Ocean. Numerous nature resources can be made use of by Tanzania, such as gold, gas, diamonds, tin, and coal while Mauritius does not have (Bloom et al. 006). With these disadvantages, Mauritius government intensifies their efforts to increase the chances for children being educated and the quality of higher education. The UIS cited in Higher Education (2005) suggests that half of the populace in Mauritius are tertiary students, and the number is increasing from 1 per cent in 1985 to 15 per cent now (TFHE cited in Higher Education, 2000). The system also lays a foundation for the primary and secondary education, and the subjects of university are added to meet the needs of students (2005). In contrast, the government of Tanzania does not pay attention to higher education, and the gap between female students and male students is wider, more male students. The subjects connected with science are not performed well by students. Finally, Mauritius has a high per capita gross domestic product (GDP) of $12,800 and it is still growing dramatically. In contrast, the GDP in Tanzania is lower, no more than $700. Today Mauritius has become a middle-income nation since 1960 while Tanzania is still one of the poorest countries in the world (Bloom, 2005). It appears that education can help dispose of poverty. If a country has an appetite to be stronger, the government must invest more time and energy in education system. As well as affecting the economy, education also affect on the society. Women’s education, which affects the population growth rate, has strong impact on fertility. Women who have a good education will consider their own targets and will spend more time in achieving the target, which could lead to them having fewer children, and the fertility will be lower. Ethiopia is a dramatic example of this. Besides Population Reference Bureau (2007) shows that Ethiopian women without education have an average of 6. 1 children. In contrast, women with at least a secondary education have an average of 2. 0 children. Moreover, woman who receives high level education will think over the family’s expenses and social burden. So well educated women know how much will they undertake for a child as a parent. Cleland and Kaufmann (1993) argue that attempting to explain the relationship between education and fertility should pay more attention to distinguishing the determinants of reproductive decision making. To sum up, women’s education is the emphasis for fertility. Education, which can increase the children’s health and decrease the number of disease, is one of the most important factors for mortality. The population growth rate is fertility plus mortality. Hence both fertility and mortality should be low. Firstly, hungry and malnutrition is important to the health of children. If students are hungry and malnutrition, they will get ill and will result in giving up education in that they have no power and money to study, which will cause negative affects for the society. Sachs (2008) states that most ill children give up going to school forever because of healthy problem. Furthermore girls who have not been educated appear to have no consciousness about serious diseases, such as HIV and AIDS. Countries such as Brazil and Bangladesh are implementing policies to overcome this problem; such supporting scholarships for girls or stipends to their parents where needed. Girls are inspired spending more time in school and marrying in older age, paying more attention to health care. Finally, both fertility and mortality will be apparently lower; the social problem of population may be alleviated. The effect of education on employment, which is one of the most important factors in the society, has been becoming stronger and stronger. Employment is associated with individual income, the families’ life quality and the social development. In addition, unemployment can cause hunger, poverty and social problems, such as crime . In China, because of the serious employment situation, there are numerous graduates who are unemployed every year. It seems that if someone has low level education, the opportunity to be employed is quite small. In contrast, those who achieved high level education will have more chance to be successful and have high salary. Evidence suggests that literate abilities have large economic impacts on individual income and on development of countries (Hanushek and Woessmann, 2007) and that workers’ efficiency are decided by both the time and content of education (Heckman, Layne-Farrar, and Todd 1995; Murnane, Willett, and Levy 1995). However, because most people in European or North American countries focus on high level education, the supply and demand for high-tech skilled workers is imbalanced now. Williams (2009) states that the demand for skilled workers is greater than the supply. Therefore high-tech education seems to be an opportunity for someone who is illiterate and it may relieve the severe employment situation. Finally, it will have a positive impact on social development. In addition, since politic is based on economy and society, education of different grades could also be thought as one of the main causes which affects politic well. Firstly, universal primary and secondary education can stabilize the society and country, which is the base of the development of a country, especially in African countries. Basic education offers uneducated child and adult knowledge that can instruct them to contribute to their society and country instead of committing crimes to make a living. According to Brown (2008), the implementation of a school lunch programme in some African countries have kept students staying at school longer, studying to gain a proper knowledge of behaving well but not follow terrorism that does serious harm to countries. Basic education of individuals also keeps people’s life over a good level. Furthermore, education is an efficient way to narrow the gap between the rich and poor that could lead to the conflict between different classes. Such situation could result in the revolution and leads to the turbulence of the country, which is considered as a serious threaten to societies and countries as well as the terrorism (Sen cited by Brown 2008). Furthermore, education also improves the political environment of countries. Primary and secondary education that can be conducted widely in countries promotes the national quality of countries, which make people have more knowledge and participate in political activities such as elections. Moreover, women benefit politically from education. Women political status is greatly increased by the different grade of education received. In all ages, in male dominated and traditional communities, girls’ education is considered as unnecessary luxury in that men fear that woman independence would threaten their main position in the political area (Plan 2008). Education on girls and women can ameliorate this unfair situation. The ignorance of educating women has done great harm to some African countries. World Bank (2008) issued that Human Development Network that the damage of failing to educate girls as boys in 65 â€Å"low and middle income and transitional countries† is about 92 billion dollars per year (cited in Plan 2008). Such a shocking number shows that creating a fair political environment will bring countries great good and the vital impacts of education on politics. Not only the universal education but also the tertiary one contributes to the development of politic of countries. Government of both developing and developed countries invests great quantity of expenses in tertiary education. The research of Yao, John, Shunming and Xiliang (2008) shows that the policy of education of China pays more attention to improving tertiary education. Such policy results in the situation that more and more talented politicians trained and elected from the country. One of other countries which focus on higher education is United States. Statistics shows that 8 out of 10 best universities in the world such as Harvard University and Massachusetts Inst Tech (MIT) come from United States, which means tertiary education of America greatly contributes to cultivating talents who is important to the development of American politics. Such great effort on improving tertiary education leads to a better consequence than China. Franklin Delano Roosevelt, one of the grandest president of United States, was sent to Groton School where is famous for training political talents. Then he majored politic science in Harvard University, which is the base of his success in political field. More than 10 of the America presidents come from these top universities, which shows the significant contributions tertiary do to the politics of United States. So, different grades of education can greatly promote politic of countries which also pushes the procedure of spreading education. The more education affects politic the more it promotes education. Universal education has great impacts on the development of countries in three main aspects. Firstly, it promotes the economy of countries worldwide, changing the life of people in poverty and improving the national strength. Secondly, education also contributes to the balance of the population of the world, including fertility and health care of different people, and the employment of countries which are important factors that influences countries’ procedure of development of society. Finally, different grades of education improve the politic development of countries. It stabilizes countries in poverty through primary and secondary education and improves the political environment through the tertiary one. Therefore, education counts in the development of countries, so improving the education of different levels in order to benefit countries in different aspects is an important issue for people to consider.

Persuasive Essay on Bullying in Schools

Persuasive Essay on Bullying in Schools Bullying is a major problem in many schools across the world. The media has reported many cases where students injure or even kill other students due to the bullying acts. Not only that, but some victims of bullying have committed to suicide. Bullying is never acceptable. For that reason, all stakeholders in the education sector must work together to find ways of dealing with the problem in an effort to guarantee the safety of all students. One way of helping students to become aware of the issue is to educate students about why bullying is to be discouraged and what to do if someone tries to bully them. One strategy in helping students to understand the issue is to have them write a persuasive essay on why bullying is wrong. Writing a good persuasive essay involves several guidelines. Guidelines for Writing a Good Persuasive Essay on Bullying: First, plan out the main points to be discussed in each body paragraph. Ideas should be well-organized and easily followed by the reader. Language must be clear and precise. Word choice can also have some emotional impact while at the same time completely appropriate for school use. Details to support main ideas may include facts, statistics, examples, and anecdotes. Secondly, the essay should stimulate the students’ desire to end bullying or to intercede on the behalf of someone being bullied, such as a classmate in a school setting. The writer might share an experience with bullying or something heard in the news. The writer could also discuss common types of bullying to help the reader understand what constitutes bullying. The idea is to help the reader develop empathy and understanding for those who have been bullied or tend to be victimized by others. The tone of the persuasive essay is also important. The writer wants to come across as understanding the issue and caring about the victims and potential victims of bullying, especially in school and among student social circles. The tone also needs to be persuasive in nature. It helps to give the reader a reason for caring. Has the reader ever been bullied? Did he participate in bullying, and if so, why? How can preventing or stopping others from being bullied help the reader? How would he feel if his brother or sister or friend was bullied? Finally, the essay should include suggestions on how to recognize incidents or potential incidents of bullying and what to do to stop it. In addition, it could provide some resources for those who are or have been bullied as well as for those who tend to bully others. Resources might include teachers, parents, and organizations. The idea is to prevent or stop bullying. If you need a quality custom persuasive essay dont hesitate to contact our academic paper writing service now.

Wal-Mart Research Paper Example | Topics and Well Written Essays - 1000 words

Wal-Mart - Research Paper Example Among the biggest complaints about Wal-Mart that the average shopper has is the fact that even at the busiest times the store seems to open only a few of its banks of checkout registers. Ask almost any regular visitor to a Wal-Mart what their biggest beef is and you will get the same response: long lines. When I arrived in the store I was immediately reminded why I like shopping there instead of a regular grocery store. It's well lit, clean, and the aisles are bigger. In addition, if I'm shopping for food and happen to remember I need a non-food item I don't have to make another trip elsewhere. But as I walked past the long line of checkout lanes, I also remembered why I join the legion of frustration shoppers. Despite the fact it is just after 5:00 PM, a time when Wal-Mart is usually quite busy due to the influx of people stopping by on their way home after a weekday at the job, I noticed more checkout lane lights off than on. The Wal-Mart I visited was a SuperCenter, the kind of store that combines grocery shopping with food, toys and electronics. There are two entrances, one at the end with the food and the other where most of the non-food merchandise is located. I entered through the food entryway and notice right away that that there are five express lanes open. The express lane is ideally meant to speed up the process by which customers get in an out as only those who have less than 20 items are supposed to be allowed. I can't help but notice there are at least three shoppers who have noticeably more than 20 items in their basket. I also cannot fault them; besides the express lanes at grocery end of the aisle, I can count only seven other lanes open all way down to the other hand. I didn't actually count how many total checkout registers this particular Wal-Mart, but after I realized there were at least twice as many closed registers as open ones I got the point. I came across an article from 2005 that indicated that Wal-Mart was aware of the problem of people having to wait in line. According to the article, they were supposedly considering a technological approach called line rushing technology using a "mobile scanner that allows employees to check out merchandise while customers wait in line. Customers receive a print-out with a bar code, so cashiers only need to scan the paper and take payment" (Abelson). It sounds like a terrific idea. So why haven't I or anyone I know ever seen in action I decided to see if perhaps I'd just missed out on all the fun so I approached a woman who looked particularly disgusted to be waiting in line. Her name was Hakima and she was one of those who quite obviously had more than twenty items in her cart despite being in the express checkout lane. I explained that I was writing a paper Wal-Mart, specifically on the consumer complaints lodged against the company and without even bringing up the subject she launched into a tirade against the long lines. Hakima told me that she probably had been first in line before at Wal-Mart, but that she couldn't remember it. I asked her how long she perceived to be average wait in a line at Wal-Mart was and she responded, "It seems like a half hour every time, but probably is only ten minutes. That's still a long time, though, when you're standing here looking at all those empty lanes." Those

Outsourcing Supply Chain Support and its Effectiveness and Implication Dissertation

Outsourcing Supply Chain Support and its Effectiveness and Implication in R&D Environment in Singapore - Dissertation Example and Objectives 1.3 Research Methods 1.4Significance of Research 1.5 Dissertation Outline 1.6 Conclusions Chapter 2: Literature Review 2.1 Introduction 2.2 Information Sharing and Outsourcing 2.3 The importance of Information sharing in Outsourcing 2.4 The risk factors of Information sharing 2.5 How much information can be shared? 2.6 How to ensure effective information-sharing 2.7 Conclusion Chapter 3: Research Methodology 3.1 Introduction 3.2 Research Approach 3.3 Research Methods 3.4 Research Design 3.4.1 Sample 3.4.2 Method of Data Collection: Interview 3.4.3 Research Instrument 3.4.4 Method of Data Analysis 3.5 Research Validity and Reliability 3.6 Ethical Considerations 3.7 Conclusions Chapter 4: Findings 4.1 Introduction 4.2 Part A: Findings from i3lab 4.2.1 Challenges of Managing the Supply Chain for Support Products for i3lab 4.2.3 Performance Assessment of Outsourcing Partners 4.2.4 Outsourcing Partner Selection Criteria (size, capabilities, and geographical locations) 4.2.5 Outsourcing Partner Trust 4.2.6 Protocol for Sharing Information with Outsourcing Vendors 4.2.7 Channels of Communications Employed 4.2.8 Decisions Regarding Information Sharing 4.2.9 Managing Integrity of Shared Information 4.2.10 Importance of Information sharing and Concerns Regarding Integrity 4.3 PART B: Findings from the Interviews of Outsourcing Partners 4.3.1 Challenges and Problems faced during Supplying Components to Buyers 4.3.2 Channels of Communication Employed Between Outsourcing Partners and Buyers 4.3.3 Information Sharing with Buyers 4.3.4 Adequacy of Information Shared from the Buyer 4.3.5 Buyer Information Security 4.3.6 Suggestions for Buyer Information Security 4.3.7 Differences in Procurement Practices in China and Singapore 4.4 Summary Chapter 5: Discussion and... This paper tells that in the past decades, there has been experienced an acute shortage of supply chain support services, especially for Research and Development (R&D operations), There are multiple reasons for these shortages and these include outsourcing to foreign countries like China and India where cost advantages can be obtained, inflationary pressures on the costs of operations. Indices like the manufacturing unit labour costs have shown an increase of 15% while unit business costs have increase by 7.8% over 2010. In addition, there is also a shift towards knowledge based economy as opposed to manufacturing and engineering, which has led to the government focusing on other sectors. There is a lowering of demand in the ultra-precision engineering segment in Singapore. A recent survey by the Ministry of Trade and Industries (MIT) has revealed that there is a decline of 5.9% in the manufacturing sector in the second quarter of 2011. The Precision Engineering sector comprising of precision modules and components has shown a 10% decrease in 2011 from the year 2007. The above factors have made it lucrative for organizations in the in the ultra-precision engineering R&D activities to follow the path of outsourcing. However, while outsourcing leads to cost cuttings, it may also lead to a loss of control over standardization and problems of product quality. There is therefore a need to share information with the outsourcing partners. The current dissertation is aimed at evaluating how the ultra-precision engineering R&D need to manage their sensitive information while sharing knowledge and practices with their outsourcing partners.